First of all, make the hair lines with the
darkest color from the palette.
Take the next brighter color (in the pic its
the 2nd from the left)
make some hair
lines, below the ears. like you see in
the picture I turn the most external lines
to the brighter color as well, It makes it
look more real.
Fill the white BG of the hair with the
brighter color in the palette.
Take another brighter color from the
palette, make lines in the darker lines
(like in the pic).
You can add shine to the hair with extra
brighter colors, again, draw
the lines in the darker lines.
And... Finished !
I added some clothes
and shoes - and here it is! ^__^
also can add hair accessory, it always make
it more pretty!